Velocity Risk Underwriters

With significant financial strength, Velocity promises to give property owners in coastal locations some of the most powerful coverage for their investments.  

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What's covered?

Dwelling Coverage

This part of your policy pays for the rebuilding or repair of your home’s physical structure.

Other Structures

Any structure not attached to your home would be covered under this part of the policy.

Personal Property

This part of your policy protects your certain personal processions that are owned or used by the residents.

Loss of Use

This covers the extra expenses you would endure if damage to your home prevents you from living in it.

Personal Liability

In the event that a person gets injured while at your home, this part of the policy protects you against a claim or lawsuit.

Medical Payments

This coverage pays for the medical expenses up to a certain limit for people accidentally injured at your home, regardless of fault.

More policy options available

Animal Liability
Extend your coverage to the furry members of your family.
Credit Card Forgery
Fraud can hit at anytime. Be ready with financial protection.
Equipment Breakdown Coverage
Keep your business alive by insuring the important equipment.
Golf Cart Coverage
All vehicles are risky. Cover even your smaller motors.
Identity Theft Coverage
Florida ranks No. 2 in the U.S. for identity theft. Let's fix that.
Increased Law and Ordinance
Laws change constantly. Be sure you’re always compliant.
Loss Assessment
Avoid paying out-of-pocket for losses that exceed limits.
Mold Liability
Mold makes you sick. Put health high on the priority list.
Personal Injury Coverage
Stay financially protected for the times when it is your fault.
Personal Property Replacement Cost
Don’t risk it. Ensure your valuables can be fully replaced.
Refrigerated Personal Property
Loss of power can impact many things, but some can be protected.
Scheduled Personal Property
Standard is not always enough. Fully protect your valuables.
Screened Enclosure, Carport and Awning
Protect the parts of your home most susceptible to wind damage.
Sinkhole Loss Coverage
Florida is prone to sinkholes. Protect your home from tragedy.
Water Back-up and Sump Overflow
Backed up drains? We've got your back for water damage.
Water Damage Exclusion
Confident in your pipes? Save by excluding water coverage.

Find the right coverage

One size doesn’t fit all. With us, you can choose the level of coverage that best matches your needs.
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Questions and answers

What is home insurance?
Home insurance is a type of property insurance that covers a private residence. A policy may include a combination of personal insurance protections, which can include losses occurring to your home, your certain possessions as well as liability.
How do you find these quotes?
HoneyQuote uses proprietary technology to calculate  insurance rates. We’ve built an in-house rating engine that uses data from our insurance partners and allows us to provide you with accurate quotes. You won't see any estimates or surprise fees when using our tool. What you see is exactly what you get.
What type of insurance do you sell?
There are several types of property insurance that you can purchase with HoneyQuote. These include homeowners, condo, and renters policies. You can easily add an extra policy to your account at anytime.
How long does the process take?
It takes only seconds for HoneyQuote to begin calculating your quotes, which starts from the moment you enter an address. We show you rates in real time. After reviewing your quotes, you can purchase your new policy right away, all 100% online.
What makes HoneyQuote different?
Our company is unique in that we are a full service insurance agency, and not a lead generator. We don't sell your personal information to third parties and we certainly don't give out phoney rates. HoneyQuote takes your privacy very seriously, and is committed to protecting you. No cold calls, no hassles, just love.
How much does this service cost?
Our services are 100% free for you to use. Our company earns commission from our insurance partners, allowing us to keep HoneyQuote free. As a note: our agents are not paid on a sales basis. Rather, they are rewarded for excellent customer service.