Safe Harbor Insurance Company

Founded by a group of people with over 150 years of combined experience in the homeowners insurance business, Safe Harbor is committed to helping protect your property.


What's covered?

Dwelling Coverage

This part of your policy pays for the rebuilding or repair of your home’s physical structure.

Other Structures

Any structure not attached to your home would be covered under this part of the policy.

Personal Property

This part of your policy protects your certain personal processions that are owned or used by the residents.

Loss of Use

This covers the extra expenses you would endure if damage to your home prevents you from living in it.

Personal Liability

In the event that a person gets injured while at your home, this part of the policy protects you against a claim or lawsuit.

Medical Payments

This coverage pays for the medical expenses up to a certain limit for people accidentally injured at your home, regardless of fault.

More policy options available

Animal Liability
Extend your coverage to the furry members of your family.
Identity Theft Coverage
Florida ranks No. 2 in the U.S. for identity theft. Let's fix that.
Increased Law and Ordinance
Laws change constantly. Be sure you’re always compliant.
Limited Water Damage
Confident in your pipes? Save money by limiting water coverage.
Loss Assessment
Avoid paying out-of-pocket for losses that exceed limits.
Mold Liability
Mold makes you sick. Put health high on the priority list.
Personal Property Replacement Cost
Don’t risk it. Ensure your valuables can be fully replaced.
Screened Enclosure, Carport and Awning
Protect the parts of your home most susceptible to wind damage.
Sinkhole Loss Coverage
Florida is prone to sinkholes. Protect your home from tragedy.
Water Back-up and Sump Overflow
Backed up drains? We've got your back for water damage.

Find the right coverage

One size doesn’t fit all. With us, you can choose the level of coverage that best matches your needs.