Monarch National Insurance Company

Monarch National is committed to providing fair and competitive pricing, exceptional customer service, and fair, expedient, and personalized claims handling to all of our customers.

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What's covered?

Dwelling Coverage

This part of your policy pays for the rebuilding or repair of your home’s physical structure.

Other Structures

Any structure not attached to your home would be covered under this part of the policy.

Personal Property

This part of your policy protects your certain personal processions that are owned or used by the residents.

Loss of Use

This covers the extra expenses you would endure if damage to your home prevents you from living in it.

Personal Liability

This part of your policy pays for the rebuilding or repair of your home’s physical structure.

Medical Payments

This part of your policy pays for the rebuilding or repair of your home’s physical structure.

More policy options available

Animal Liability
Extend your coverage to the furry members of your family.
Equipment Breakdown Coverage
Keep your business alive by insuring the important equipment.
Golf Cart Coverage
All vehicles are risky. Cover even your smaller motors.
Home Computer Coverage
A soggy computer is of no use. Get back online fast.
Identity Theft Coverage
Florida ranks No. 2 in the U.S. for identity theft. Let's fix that.
Increased Law and Ordinance
Laws change constantly. Be sure you’re always compliant.
Increased amount of Dwelling coverage
Solidify protection for your most valuable asset.
Limited Water Damage
Confident in your pipes? Save money by limiting water coverage.
Loss Assessment
Avoid paying out-of-pocket for losses that exceed limits.
Mold Liability
Mold makes you sick. Put health high on the priority list.
Other Structures Rented To Others
Don’t rent out parts of your home blindly. Stay safe with coverage.
Personal Injury Coverage
Stay financially protected for the times when it is your fault.
Personal Property Replacement Cost
Don’t risk it. Ensure your valuables can be fully replaced.
Scheduled Personal Property
Standard is not always enough. Fully protect your valuables.
Screened Enclosure, Carport and Awning
Protect the parts of your home most susceptible to wind damage.
Sinkhole Loss Coverage
Florida is prone to sinkholes. Protect your home from tragedy.
Water Back-up and Sump Overflow
Backed up drains? We've got your back for water damage.
Water Damage Exclusion
Confident in your pipes? Save by excluding water coverage.

Find the right coverage

One size doesn’t fit all. With us, you can choose the level of coverage that best matches your needs.
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Package Upgrades

Increased Personal Property
Personal Property Replacement
Money
Securities
Watercraft
Trailers
Jewelry and Furs
Silverware
Business Property on Premises
Business Property off Premises
Loss of Use Due to Power Shortage
Fire Department Service Charge
Credit Card
Refrigerated Property
Lock Replacement
Water Back Up and Sump Overflow
Special Personal Property Coverage
Identity Theft Expense Coverage
Limited Screened Encl Special Limit
Personal Liability
Medical Payments
Watercraft Liability
Damage to Property of Others
Personal Injury Coverage
Dog Liability
Bronze
50%
Feature
$500
$2,500
$2,500
$2,500
$2,500
$2,500
$2,500
$1,000
Feautre
$1,000
$2,500
$500
$500
$5,000
Feautre
Feautre
Feautre
$300,000
$5,000
50HP
$1,000
Feautre
Feautre
Silver
60%
Feature
$500
$2,500
$2,500
$2,500
$2,500
$2,500
$5,000
$1,000
Feature
$1,000
$5,000
$500
$500
$5,000
Feature
Feature
Feature
$300,000
$5,000
50HP
$1,000
Feature
Feature
Gold
70%
Feature
$1,000
$5,000
$5,000
$5,000
$5,000
$5,000
$10,000
$1,000
Feature
$1,000
$10,000
$500
$500
$5,000
Feature
Feature
$10,000
$500,000
$5,000
50HP
$1,000
Feature
Feature