HoneyQuote.com offers insurance products and services through its licensed insurance agency, JZ Insurance Associates, LLC. A quote on the HoneyQuote.com is not a binding agreement. Placing an order for a new policy and entering your payment information on HoneyQuote.com does not mean your new policy is active or bound. Your new policy will only be bound when you receive a payment confirmation email with a letter of proof of insurance. We try to make our coverage explanations and scenarios as accurate as possible, but sometimes different factors can influence the final price. Coverage may not be available in all states. Coverage terms and exclusions are governed by your insurance policy. By using HoneyQuote.com & HoneyQuote.app, you are agreeing to the terms & conditions.